Morat Insurance Services

commercial liability insurance, bonds, financial planning, universal life insurance, term life insuranceWelcome to Morat Insurance Services
The best choice for optimal coverage and peace of mind

When you have a loss, we will work on your behalf to make sure you receive fair and prompt payment. You can be assured we will place your insurance needs with reputable companies that offer the best coverage at a competitive price.

We Offer You Complete Insurance Programs
that include:

Personal Coverage:

  • Automobile/Truck
  • Homeowners
  • Motorcycles, ATVs, Boats
  • Life
  • Health
  • SR 22
  • High Risk

Business Coverage:

  • Commercial Property
  • Commercial General Liability
  • Workman's Compensation
  • Commercial Auto and Truck
  • Commercial Excess Liability
  • Bonds

Financial Planning:

  • Universal Life Insurance
  • Term Life Insurance
  • IRA
  • Pensions and Profit Sharing Plans
  • Group and Individual Health Policies

The Services You Can Expect

  • Provide competitive Pricing by shopping the best rate
  • Compete analysis of your insurance needs
  • Design a responsible protection program for you
  • Select the company or companies best suited to your situation
  • Present you with a competitively priced proposal
  • Immediate coverage
  • Move quickly to get fair, prompt settlement of your claims providing 24-hour customer service hotline
  • Review annually the adequacy of your insurance program
  • Look for ways to save you money by shopping all discounts
  • Morat Financing with local monthly payments
  • Optional payment plans available
  • Low first payment starts immediate coverage
  • Extended 15 day grace period on late payments before cancellation

Are you sure you have the right coverage for you, your family and your business? Call Morat Insurance Services and let’s discuss your options.

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Do IT Right The First Time!That means the Right Company…with the Right Coverage...for the Right Price!!
Morat Insurance
Services Incorporated


3942 Park Avenue
Memphis, TN 38111
Phone: 901-458-2633


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